VentureSoul Approach: Pioneering Precision in New Economy Financing
Venturesoul Approach
● Unique blend of tech-based risk assessment along with traditional disciplined credit evaluation ● Leverage India Data Stack- Data triangulation to originate and evaluate the right client set ● Early Warning System monitoring framework- through Fintech enablers and alliances ● No tolerance for governance and compliance laxity and lapses- Basic Boring Banking Principles ● Beyond Lending Approach- Make the target ‘Bank-ready’ by becoming Ecosystem partner – take out via cash flows/ bank debt and not reliant on next equity round
FIST
Solution Called For
● Differentiated lending that provides pool of smart capital that addresses various dynamic needs of the New Economy for fueling growth, consolidation, capex, and for extending runway ● Its an opportune time for a well-structured New Economy Credit Fund that can help the address the aforementioned needs, without any significant equity dilution
SECOND
Our Target Segment
● Founder and Management team quality ● Series A and beyond. Min Cumulative Equity raise of $10 Mn, with at least one top tier institutional investor present in the investor set ● Total Debt at entity level not exceeding 10% of Enterprise Valuation ● Strong Unit Economics highlighting operational strength ● Sufficient liquidity at the time of debt disbursement
THIRD
Portfolio Mix
Sector Agnostic. Preferred sectors currently include Fintech, SAAS, B2B, B2C, Logistics, Energy Transition/Cleantech, Healthtech
Key Investor Terms
# 2% mgmt. fee for INR 1-10 cr; 1.75% mgmt. fee for INR 10-25 cr; 1.5% mgmt. fee for INR 25 cr and above. Applicable on committed capital during commitment period of 4 years; and subsequently applicable on the capital outstanding post 4 years.